If you're looking for a mortgage loan in McKinney, Texas, look no further than AAB lending. We are a trusted mortgage lender that provides various types of home loans tailored to your unique situation. We understand the importance of finding the right loan option that suits your needs and financial goals. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, we have a range of loan options available for you.

One of the key advantages of choosing AAB lending for your mortgage loan in McKinney is our personalized approach. We believe that every borrower has different financial circumstances and goals, which is why we take the time to understand your specific situation before recommending a loan option. Our experienced loan officers will guide you through the entire loan process, answering any questions you may have along the way.

When it comes to home loans, we offer a wide range of options to choose from. Whether you're looking for a conventional loan, FHA loan, VA loan, or USDA loan, we have you covered. Each loan type has its own set of benefits and eligibility criteria, and our team will help you determine which one is best suited for your needs.

Conventional loans are one of the most popular choices among borrowers. They typically require a higher credit score and down payment compared to other loan types but offer more flexibility in terms of property type and loan amount. FHA loans, on the other hand, are government-backed loans that require a lower credit score and down payment. They are an excellent option for first-time homebuyers who may not have a substantial down payment saved up.

If you're a veteran or an active-duty military member, our VA loans provide exclusive benefits such as no down payment requirement and competitive interest rates. These loans are guaranteed by the Department of Veterans Affairs and are available to eligible veterans, service members, and surviving spouses.

For borrowers looking to purchase a home in rural areas of McKinney, our USDA loans offer attractive terms and low-interest rates. These loans are designed to promote homeownership in eligible rural areas and provide financing options for low to moderate-income households.

Customer Service 

At AAB lending, we pride ourselves on providing exceptional customer service and competitive rates. We understand that the mortgage loan process can be overwhelming, especially for first-time homebuyers. That's why we strive to make the experience as smooth and hassle-free as possible. Whether you're ready to buy your dream home or refinance your existing mortgage, our team at AAB lending is here to help. We have the expertise and resources to assist you every step of the way, from the initial application to the closing process.

Contact our team today to discuss your mortgage loan options by filling out the form or call (469) 214-7368 and take the first step towards homeownership in McKinney.